Shame on me...

for many reasons. I didn't have time to be disciplined about our finances or anything else.



On September 25th, I delivered a beautiful baby girl. And it took us one month to get back on track with our busy life. Days and time pass by so fast that I cannot explain. Feed her, change her diapers, play with her a little bit, cook a meal, make sure she's clean, she burped, make sure she had at least 3-4 wet diapers, make sure the poop color is perfect, make sure she gets her tummy time done...etc etc... Kids are wonderful, but let me tell you they are so much work. The day passes by so fast in a eye wink... You don't have time to sleep because as soon as she makes a little sound you jump and then she gets a stuffy nose, and you are so scared to fall asleep because God forbid something might happen to her. And that is how my days pass.



Hubby and I spoke about our finances to get back on track starting November 1st, as well as with our weight.





I want to get back to my weight before I moved in with my hubby, exactly two years ago, a little bit over two years, and back then I was weighing 145, and gained 30 more by staying home and being a great wife.

He was two and a half years about 280lbs, and me just couple months before I met him, I was 135lbs, and that was such a perfect weight for my 5'6".



My 6 week check-up is on November 6th, and as soon as I get a green light from my OB/GYN I will start a diet, and be strikt about it.



Tomorrow we are starting to work out in our Apartment complex gym. 6 times a week, should show some results.

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Weight- Health:



Today here is where my husband and I are standing ...



Hubby- 340lbs ( muuuuuuuuuuuch more than he should weigh)

Me- 190lbs (muuuuuchhhhh more than I should have. Considering that I just had a baby a month ago, should not be a great excuse but at least I have one :D )



This is where we want to be:



Hubby- 250lbs

Me- 135lbs





Finances:



Our debt has been raising for the past two years, and just about this summer we started taking control of our finances but not too well this past two months. None of us is very disciplined when it comes to finances and spending money, but we are at least trying ...



This is where we are standing:



Finances:



Debt amount: Credit cards & Some collections - $31,090.27
Student loans (my s.loans) - $9500.00
Car: $24000.00
Mortgage: $340,000.00







This is where we want to be:


Debt amount: $0 BIG FAT ZERO!!!

Car: Sell it and get a cheap car, pay cash for it, up to 5K.

Mortgage: Start paying off slowly when done paying C.Cards....

Goal : Pay off our credit cards, collections, and get rid off of our car, by end of December 2009!!!