Thanksgiving...

Saying 'Thanks' for so much, isn't easy. God is there to give and take, and everything is planned on a certain day! My life was always simple but wonderful. I never wanted too much, and I always was happy and thankful for what I had. My Grandparents, as well as my parents, thought me that being thankful and grateful for little things is a bigger happiness in our heart. The warmth and happiness I feel in my heart and soul is for being Thankful and Grateful to God! I cannot list all the things I am thankful for! I do say Thanks and a prayer to God every night before I fall asleep! This moment, I would just say one thing....

I am Thankful for EVERYTHING that God gave me- My husband, My daughter, My family, great health, My husbands business. I am Thankful that I am not starving and that I can afford the most necessary things in life- food, clothes, apartment!


Wishing you all a great and wonderful year ahead, that will make you say a big Thank you to God next Thanksgiving! :)

Monday...

I used to hate Mondays.
Weekends come and then you enjoy yourself really good, rest, visit family or friends, go catch a movie, have a nice dinner with your loved one, and you just feel like in Heaven.
Then, next morning your alarm clock goes off. You wonder why, and hate the fact that is Monday already.
You enjoy the warmth of your bed, try to cover your head with your comforter and then realize if you don't get up now, you'll be running late for work, school, etc.
Then a hot shower wakes you up, a cup of coffee puts a smile on your face, if there is warm and fresh donut to share the coffee with, you feel like in Heaven again.

But the worst part of that Monday morning is 'work'...You face people you see 5 times a week, more than any family member, and you get back to the same old daily routine.
I just HATED Mondays...


Ever since I'm on my Maternity leave, I enjoy every day, and honestly every day passes by so fast that I sometimes forget what day it is. Baby keeps me really busy. They are adorable but a lot of work.

Today is Monday and I woke up so happy. I fed my baby, changed her diaper, made her burp, and she fell asleep in my arms. I love that part of the day. I enjoy it so much to have her close to me, falling asleep on my chest...And every time I give her a soft kiss on her cheek or forehead while she's sleeping, she smiles. That makes me feel happy because I know she's peaceful and happy. And what else could make a parent happier than to see the kid(s) happy, satisfied and peaceful. :)


Today is not just a regular Monday.
I don't have to get up and go to work.
I had to get up and feed my baby, change her diapers, make sure she burped and then she was falling asleep again :) Peacefully!

Today is a special day.
And I am so happy that I have to do our laundry, pack our bags and make sure everything is in the bag that we (me and my baby) need for our trip.

Tomorrow early in the morning, we're heading to the Airport to visit my family for Thanksgiving :) I'm excited and happy and my family is so thrilled to see her that they just cannot keep their hands off of their phones. They called so many times today that I just want to turn my phone off! :)

Anyway,
In every Monday, and in every other day, there is always something so beautiful that you can enjoy and forget about getting up early while you enjoyed the warmth of your bed. There must be always something that will put a happy and peaceful smile on you face.

It did on mine. I hope it will on yours too.


Wishing you all a Wonderful Monday! :)

Love...

cannot be seen or touch...
Love has to be felt in your heart.
I felt my love. The love of my life-My Husband.
I am very happy and happier today that everything that was staying in our way is gone! Not gone like disappeared, but it is not staying in our way, and that is enough for me to be happy and enjoy my marriage with him..

Tomorrow I have so many things to do because on Tuesday morning, very early, me and my baby are leaving to see my family for Thanksgiving. H will be visiting us on Thursday because he cannot do without us for eight days. :) That made my day..

Yesterday, I sent H to buy couple of things from the Grocery store, and guess what? He brought some flowers for me too. Red, pink, and yellow roses. The bouquet is so pretty! It was a nice surprise, but he is always so kind, and would do things to make me smile and happy!

Friends...

Life brings people into our lives, and takes them away.
Throughout my life I've met so many nice people that I became friends with, and with some of them I am still in touch, and with some of them I've lost the touch.

Today when I had coffee in the morning I was trying to count my REAL friends. By real I mean people who where always there for me, thru good and bad and happy and sad times of my life. And guess how many I counted?

Except my brother, my sister and my husband, I have THREE!

1. My best friend from Elementary school, in my Country. She's in Europe right now, just got married, but that doesn't mean we have to throw away our friendship. :) Ever since Elementary school, we've been such great friends, and still are.

2. My best friend from My Country as well. He's always been there for me, and me for him. We are still in touch, and talk almost every day. A great person, with a wonderful heart. I just love him, like he's my brother!

3. My best friend from College in States. He's been my best buddy for years now. We get along, and share the deepest secrets.

How many true friends do you have?
How many of them are always there, no matter what happens, and what you do, they still stay your friends?

:)

I've completed my school application as well as the financial aid application. Hopefully I'll be hearing some good news soon. The school should start sometimes in December, and I hope to get into that class. Hold your fingers crossed people! :)


H took me out tonight. We had to go get few things for our baby and while we were already out, he said he wanted to take me out for a dinner :) It was such a great night! :)

I'll be heading to my bed, and fall asleep in H's arms...

Wishing you all a peaceful and good night! :)

Am I lonely?

I'm not sure if I feel lonely or just upset. I'm not sure if I even love or hate this day...

I just love to write...Especially Fall is my big inspiration. I sit in my chair and I just grab my laptop and start writing in my Word File! I enjoy it. Sometimes small things inspire me. Coffee for example.

I do have passion to write. Sometimes I would love to write and share so much on this blog sites, but I just can't. I'm afraid if I start, I might never stop! And that I would consider calling an addiction!

I don't want to go outside. It's cold. It's windy. It's beautiful when I look at outside through my window and see all these beautiful 'hot' colors in parks, and on streets! It's amazing. Such a miracle, especially this beautiful Red tree across the street from our place.. I just love it! This is the season where I just need a fireplace, cup of coffee or glass of wine, and a good book!


Wishing you all a wonderful evening!

Christmas in Europe...

I miss Europe. I miss my country.
I am an European girl, and to me, like every other European, Christmas is not a Christmas without snow, without good red wine and good homemade cookies. Streets are beautifully decorated, lights everywhere, Christmas -marts are along the downtown's, and people are happy...smiling... On every corner of the street you can see someone is selling some good, homemade, boiled red wine. Most of you might be saying 'Why boiled?'... There is nothing better in my Country than good homemade, hot and boiled red wine selling around Christmas. It keeps you warm, and makes you experience the beauty of Holidays in a special way.

The tradition in our house/family has never been change, now for generations.

I remember when I was about 6 years old, it was summer, my grandma told me, after we had breakfast and I enjoyed my tea while she enjoyed her coffee, that I am ready to start learning Family traditions. She thought me how to bake cakes, cookies and cook the best traditional foods. I've learned all of these, thanks to her.

Every year, in October I start thinking about Holidays and what kind of cakes, cookies and food am I going to prepare. Christmas tree, some good food, wine, and great cake, and cookies, on the table with coffee, while it's snowing outside, cannot be replaced and cannot be more enjoyable than anything.

This year I will be having a nice Christmas tree, Great cake, good foods, and wonderful cookies ...Coffee cannot be forgotten, I'm an European woman :) We love coffee and a day cannot start without one! :)

I will be posting soon pictures of cakes and cookies I am planning to bake! And make couple of pictures of our traditional Holiday Foods! :)

How's Holiday in your house/ family?
What do you do? What do you enjoy most?


I miss a glass of hot, boiled red wine that's been selling in my hometown for years now, and brings such a joy to our hearts!

Shopping!

I knew I couldn't help myself but to buy something I would love! Yesterday, I saw a beautiful ivory coat & gray suit by Zara, and guess what?
I purchased it! But I got it in a size 8, which is the size I want to be. I'm on a diet and by looking at this suit will help me stay motivated!

H didn't say anything about my shopping. He said that it looks great and he's happy I love it! He was so nice, sweet and thoughtful yesterday. And honestly, I just feel bad that I talked to him what bothers me about his family. I have a feeling that he's trying so hard to be nice to me now so I don't say a word again. I mean, I love him with all my heart but I just can't hold things inside of me. I think he needs to know what I love, enjoy and what I don't!

Sometimes I just feel bad for him that I just want to grab his hand and go far away from everyone. And honestly, as soon as I finish school, and start my career as a teacher, I will consider moving to Canada. But that will be in about 5-7 years from now..

First of all, I need to put my sh*t together and make my life the way it used to be (organized) and focus on important things in my life (H, our baby, our health, school, work, finances).


Next week, we'll be sending our payments for Couple of our credit cards. We'll be paying one big credit card, and either two or all three small ones! :) I'm excited about it!

...

I spoke with H last night and told him exactly how I feel about having his family staying with us for few weeks or months. It bothered me a lot and I finally got myself together and decided to talk to him.

I mentioned everything. I just feel so empty and unhappy. They all want their privacy and can't accept each other when they really 'should' because they want to enjoy their peace and freedom, and they just pack their stuff and move in with us without even talking to us or asking. It bothers me. After all this is my house. I just hate that. And they've done it for couple years now.

After the conversation I felt great by telling him the truth and explaining why I think this is wrong, and why noone should stay with us whenever they feel like it. I just need to have my privacy too...He listened to me and I realized when I was done talking that he didn't feel good at all. He was sad and upset, and in my opinion he didn't like the truth I guess... He was so quit and sad for the rest of the night.

I am not sure what will happen or what I will do, but I know one thing for sure. 'I did mention it to him, talked to him honestly and it's up to him now to fix it. If he doesn't fix it, then I wouldn't be able to live with someone who can't stand up for him self and his family (wife and kid)... We'll see how things will go today!


Yesterday's good thing: Helped my brother resolve a little 'relationship' problem :)

Today's good thing:

It's me again...

Since I moved in with my H, there was always someone staying with us (his family) either for few weeks or few months.

This evening I realized that this is what makes me unhappy. We do have one of his family's member living with us for a month already. I'm not saying anything, but I do not enjoy our peace at all.

Should I talk to him honestly?
Should I tell him how I feel?
What if I hurt his feelings?

I am just afraid that one day I will pack my stuff and go, leave him. I do love him with all of my heart but I just love my peace and happiness too.


Today's good thing: I invited my family's friend to stay over at our place instead of hotel! :)

Is it just me?

Do you ever feel empty and unhappy with your very important (life) decisions?

I do, sometimes.

I've always been a very easy going person.
I've always wanted so little, but enough to make me happy.
I never had big dreams. I had dreams that were able to become realty. I've always wanted a simple and peaceful life, Degree in my pocket (which I got but not the one I want), a good job, happy marriage, kids, etc.

I don't feel that for couple years anymore. I just don't! I don't dream any more. I don't have the desire to want things in my life. I just don't make myself happy.

Sometimes, like today, I just want to scream, but really scream, and say 'I want my life back'! I just don't feel alive.

Don't judge me please. I am not sure if it's this Fall and Holiday season or just me. But I do feel like that for a while- couple years now. I feel that something has to be changed, really soon. I cannot live with this unhappy and empty feeling inside of me any longer. It's bothering and killing me...

I need to start making a list what makes me happy and what doesn't.
It's time to start cleaning my life. Get rid off things and people that make me feel this way!

Lately, there is only one reason that makes me smile and that is my baby ... She brings that pure happiness to my life and makes me feel alive!


Wishing you all a wonderful Sunday!


Today's good thing: Going to gym! (Finally doing something good for myself)

Starbucks..

They are expensive, but they DO have wonderful coffee! Different tastes...

Last night I had one of their new coffee with Peppermint! Words cannot describe how great that tasted! I loved it!


I want to go back sooonnnnnn!!!!


Yesterday's good thing: I took H out for dinner & coffee!

Today's good thing: I bought my mother-in-law the jacket she's been saving money for!

Goals & Wishes

I updated my One Year Goals. I changed some things. I don't want everything within that short period of time.

Right now the most important thing is to study and pass my Compass test for University so I can start my School in January. After that I will focus on school, and next thing is to get my car fixed! I also want to get my self this 'My Palm Tungsten E2' to help me get organized. Then in May, for Mother's Day, I want to buy myself that Cashmere by Donna Karan perfume,and these beautiful earrings for my mom! Buy August, my 29th Birthday, I will hopefully pay off my Student loan and have 5K saved!

Right now, like I said, I am focusing on studying for my Compass test, which is on 21st of November, and I really WANT to pass it so bad. If I pass it, I will be getting my financial aid, as well as sign up for my classes.

Next thing is car, and then a job! I want to start my Retirement plan, and college funds for my baby. I want to do something that I can later, when I am old, look back and smile! I need to do this for me & my kid!

Guys wish me luck while I'm studying this weekend and all week next week!

Christmas is almost here..

I've been thinking about Christmas a lot. I will be gone from my family on that day, but I will send them a Card. We decided not to have Christmas gifts (My mom's idea) except for kids. Everyone agreed because we all are trying to pay off debts and save money. It was actually very thoughtful of her and dad. Card is all they want, and card is all me and H want. H was very happy about their idea. He mentioned it to his family and I don't think they all were happy about it. Not happy for missing a gift from their son & brother this year. It was kind of rude but who am I to say anything about it? It's his family. I personally will do what H and I decide to do.

Anyway,
to be able to make them happy, his older sister is having a Christmas dinner (big one) for us and her H's family. But since H and I want to spend our babies first Christmas alone with her and at our place, we will not be attending her dinner party. H explained our wish to her and she didn't complain or didn't get mad at all. She understood and said that she was happy for us. We might even consider renting a cabin in the mountains and go away if we can find something cheap and affordable..

Last night when we talked about Christmas gifts with his family, his sister was the only one to agree about the gift for kids only, but not for adults. She thought it's a great idea for we are all paying off debts and trying to save every Penney.

H & I decided to spend at most $30 per kid, and that is $90 for his niece, my nephew and our baby. It will be tough to find a nice gift for kids, but I'll try my best. I'm not sure what to get them yet, but I will get something cute that they will love.

For his mom I will create a Photo book. I have picked 10 pictures (my favorites) of her and her kids, me and her grandkids, and I will make it look really cute and nice with all these Christmas colors. That will cost me nothing, because I already have all the materials in H's office. So his mom's gift will cost me a big $0. Not bad, and it will be a very thoughtful and nice gift I think!

For his older sister, who's having the dinner at her house I will be baking cake and bunch of other Christmas cookies. And for her I will frame a picture of my and her daughters together! She will be happy and it will cost me a $0. I've received a nice picture frame for my Birthday that I really don't need, so I decided to regift it, and it would be to her. It's a really nice frame but it just doesn't match the colors I have in my house. It will actually match her colors in her house perfectly!

My cookies will be in a different shapes, and with different tastes...I cannot wait. I'm so excited about it.

H's business clients will only get a card this year!

What are you guys doing for your families?
Any special gift ideas?

It's Friday...

I'm so happy :)

I'll be enjoying my weekend and do something good for myself. I deserve it!

Last night H got home, and after the dinner he gave me a little box. I opened and saw a Visa Gift Card of $100. :) I'm going to buy myself one of the perfumes I wanted (Even tough I have tons of them) or save the money for something else ...I have to make that decision today... To spend or not to?

Wishing you guys a wonderful weekend :)

11-13 Spendings

Business Expenses: $59.68

Total spending: $59.68



Yesterday's Good thing: Finished some important stuff for my mom's refinancing of her house :)

Hopefully I'll have a new baby soon...

Few days ago I heard that 'My Palm Tungsten E2' is a new tool that keeps you organized. I'm not sure how exactly it works but I am assuming that is not that hard. I read some reviews online and everyone, who purchased this item, seems to be very happy and satisfied with it.

I am thinking since I started watching our expenses and making sure everything is paid on time, all my contacts are in my computer, all my appointments are in my computer so I don't miss any, all my must-do things for my baby are in my computer, but what if my computer brakes? I will lose everything.

So...My wish list is growing. I want this baby soooo bad!

I'm not sure if it's because it's a new thing and I just want it so bad, or is it because really need one.

Does anyone know anything about it?

I read on FB blog that she owes one and it was one of her 10 must-haves, and something she wouldn't give up to save money!

I hope I'll be having one soon. I saw it on Ebay selling for $145, brand new. So, the price is not that bad. I'm thinking to purchase one for myself as a Christmas gift?! Not a bad idea, not at all. I think I deserve it, right?

Update...

Here is where H and I are standing with our finances this month! Since we are trying to save and pay off our debts, I only came up with a budget plan that is so far working out good for us. He brings me receipts when he spends money, I write them down, and list them on my blog, and that way I know what we spent, how much, where, why, etc.

I am very proud of us so far. We are trying very hard. He wants to pay off all our debts until Summer (August) 2009 and would love to start a retirement plan for both of us, as well as a college fund for our kid. I think that is a great idea to help our child out so she doesn't have to worry about her college funds later on. I know some of you might say that is too early to worry about it, but I thought the sooner you start saving college funds for your child or children the better it is! I don't want her to be in my shoes and worry how and when to pay off her education. I don't want her to start her independent life the hard way. It's not fair! I'll try to do my best to make her life easier!

Here is my list that I calculated just a moment ago:


Entertainment- $66.98 ($33.02 left)
Toiletries- $72.45 ($27.55 left)
Business expenses- $1103.49 ($651.51)
Groceries- $272.54 ($327.46)
Family- $350 ($300.00)
Cell phone- $123.25
Utilities- $357.05
Cable- $59.08
Rent/HOA- $2174
Payments- $1,575
Baby- $34.93 ($65.07)
Car insurance- $193.08


Total: $6381.85 ($2,218.15 left)


Hopefully we'll be successful with out budget plan! :)

11-12 Expenses

Business Expenses- $49.00

Total spending: $49.00



Today's good thing: I shared my dinner with my Sister-In-law who stopped by after work, hungry & Tired!

Miracle or what?

Last night something special, great, excellent, wonderful, shocking, surprising.... happened.

Awhile back my sister-in-law was living in a different city (Last year) and had a hard time with her job, staying in late and working too many hours. In that time her daughter was only 6, and was in a kindergarten. While she was struggling with her odd hours at work, and running back and forth to pick the kid up from school, and getting stressed because her boss was giving her hard time, she was about to lose her mind. That whole year, last year, was so tough for her, and all I could do is pray for her to have a better life, easier, and of course a better job. I hated to see the kid missing time with her mom and getting more and more quite. I used to go there for couple days a month and helped a little bit. Taking the kid out, playing with her, picking her up from school earlier and that brought her confidence back a little bit. Everything was kind of OK, until march last year where she couldn't handle and take it any longer. Her job was a great paying job and she loved it, but at the same time she couldn't manage it all together. In April last year, I sat down with my H and asked him to move the kid to us so she can at least be a little more happier. We talked to her, and she started crying. She was happy and knew that I would take an excellent care of her daughter who I by the way love like my own kid. She said yes to our offer, and beginning April of 2007 I purchased a one way flight ticket for the kid and she was with us. School was done, and she could stay with me all day. I played with her, took her out, cooked her favorite food, taught her how to bake cookies... We had fun. In August she moved in with us too, my sister- in-law who I love very much, and who was the bridesmaid on my wedding. She didn't have money or place to stay. She has a house here but it was rented. I offered her to stay with us. She did until end of November when she found a job and moved to an apartment.
Right before she moved her beetle (car), that she had for 3 years already, broke down. The engine just blew off and the car was useless. She continued making payment on it, but since she didn't have money back then to fix that car or to buy another one, we purchased a 2K car for her to use. (of course my idea again) ...

She hated her car (beetle) and I loved it very much. It's one of my favorite cars, and I would always chose that car over any other! Last night she told me that she's going to pick up her new car on Thursday. We had coffee and I was so happy for her because she's getting her dream car (BMW) and is so excited. I am happy and excited for her too, so I told her that. I was so thrilled like I'm the one buying the car.

Anyway, last night, since the beetle was on H name, she wrote him a check for 4K to pay it off, and get done with it. H asked her if she wanted him to list the car on a website so she can try to get couple of K for it. She said 'NO, I don't' want that. I'm giving the car to you' and looked at me with a smile. I said 'No i cannot take it' ...She said you will take it and it's yours. Tomorrow will go and take care of the title and transfer it to your name, and if you can fix it, it's yours! I couldn't believe it!

I GOT A CAR!!! AND I GOT IT FOR FREE!!!

So, since she didn't want any money, and I love that car, I offered to take her to her favorite restaurant out, which will cost me mostly about $100 for both of us, but it's worth it, and I am also thinking to buy her a nice gift (I am not sure what yet but I will think of something)

Last night when we got home, H did some research, called his Mechanic friend and found out that it will cost me about 2.5 to 3K to fix the car, which will have only about 40K miles on it, and it's in a great condition!

Car looks great. We had it checked earlier today with a mechanic, and he said it's in an excellent condition, just the engine itself will cost me about 2K and for him to fix it, since he's H friend, he'll charge me anywhere between 500 to 1K ... NOT BAD, NOT AT ALL!!!

I told H that in January, after Holidays, and after we pay off some Credit Cards, I would love to get the car fixed!!!

I couldn't believe that she gave me a car! I couldn't believe that I will be driving my favorite car, in couple of months, for FREE! I will have no payments, and my insurance agent, who's also a friend of mine, checked the insurance rate for me, which will be about $80 a month! So the car with insurance will cost me only $80. And I was thinking to save about 6-7 K to buy a car and insurance, etc, I taught around my 29Th birthday, in august 2009 I will be able to do it! :)))


His whole family is so nice to me now. His sister was always nice to me, the older, and I love her very much. With her I never had any problems.So everyone seems to be happy and satisfied, and as long as it stays this way, I'm more than happy! :)


My short term goals, what I want before my 29Th birthday will be accomplished most likely before I planned! :)



I'm so thankful for this car.
I'm so thankful for my sister-in-law's great heart!
I'm so thankful for this beautiful, a little cold day!

11-11 Spendings

Business Expenses- $30.00 (H had to get full tank of gas)


Total spendings: $30.00

Goals...

I do have a list of my short term and long term goals. Some of them are really hard to achieve but some not so much.

I am one of these people that never give up what they want. I do want so many things lately, but mostly I want a FULL TIME JOB! Here is what I have to do by August 2009 (that is my birth month, and I will be 29 next year)

1. Start school
2. Find a full time job
3. Get a car
4. Have at least 5k saved
5. Pay off my Student loan
6. Buy these beautiful earrings for my mom (I saw a pair of beautiful earrings that I would love to buy for my mom. They are sooooooooo her)
7. Volunteer at a neighborhood school for a week or two
8. Visit a dentis and get a filling done
9. Buy a black prada wallet for me and my sister
10. Buy myself a Burberry London Perfume & Cashmere by Donna Karen
11. Start working out regularly
12. Get back to my 135lbs

My long term goals' list is much bigger. This is just something I want so bad and will work hard to accomplish.

Last two years have been a little shaky when it comes to the family of my H. So honestly I don't trust anyone anymore. I want to accomplish all this, mostly to have a healthy baby, a job, saved money, car and paid off student loan...Everything else can be done slowly. I want to make sure that I have a back-up plan (Plan B) for me and my baby...


Today's good thing: Made a wonderful breakfast for my husband and we enjoyed it before he went to work.

11-10 Spendings....

Business Expenses- $12.93
Baby - $15.95

Total spendings:$28.88
(not bad at all)

11-10 Good thing: Talked kindly and resolved all the issues with my husband!




(Thanks to all of you who supported me yesterday! It was such a tough day, but thank God it's over!)

11-9 Spendings

Business Expenses - $67.39 (Lunch)Groceries- $118.68
Business Expenses (Gas) - $31.00

Total Spendings: $217.07

*******
Today's Good Thing: My mom-in-law is saving money for her glasses, so I gave her the $50 needed so she can get them this week. I cannot explain how happy I was to see her happy! :) That made my day, and hers as well :)

11-8 Spendings

Groceries- $5.18 (H got two warm and fresh breads from the bakery) :)

Total spendings: $5.18

Not bad, not at all :)


**************

Today's good thing: I took care of my sister-in-law's daughter so she could get some rest and enjoy her day alone! :)

Magical moments...

Sometimes I was happy when I went out with my husbands or friends... I enjoyed that time and would come back home all pissed at myself when I sit down and calculate my spendings. I used to be without control! Sometimes, but very often to be mad at myself!

Today... I'm in my late 20's and I enjoy my life. This is what I wanted

- to have a wonderful husband who cares about me and loves me for who I am, and I found him!
- to have a child
- to be happy with my life
- to enjoy little things, which I do!

Tonight is a Friday night. I spoke with a friend of mine and she was all excited telling me that she is going to a party! I was happy for her, but I honestly would not trade one minute of my life now for her entire fun life!

We spent a very nice evening with my H family. His sister and her husband invited us over for dinner. It was such a great dinner and night! We ate, had tea later and enjoyed our time together... Everything was so calm, beautiful and fun! I loved it!

It was a magical night with lots of wonderful people around me...People I love!

Sometimes little simple things in our life are so much better and more enjoyable...

11-7 Spendings

Toilettries- $21.56
BUsiness Expense- $32.40
Payments (Student loan) - $200.00
Entertainment - $7.50
Baby (Formula & Infant water- used my $5.00 coupon for the formula)- $18.98
Toilettries - $8.49
Auto insurance- $193.08


Total spendings today: $482.01


Todays good thing: Helped my Mother-in-Law and kept it as our little secret... When you see someone having happy tears when you do something for them, that means you did a good thing! :)

11-6 Spendings

Business Expense (Gas)- $32.22
Groceries- $2.07
Groceries- $5.27
Groceries- $5.19
Entertainment- $9.00 (Pizza Hut/ we had credit for $15, and got two pizza's including tip :) )

Total Spendings: $44.75


Today's good things: I offered my Sister-In-Law to watch her daughter while she was at work, so she doesn't have to pay for her 'after school' :)

11-5 spendings

It was a really busy day yesterday. Also a big spending day as well. Bills, bills bills! I hate them!

Here is the list of our spendings for 11-5:

Business Expense (Gas) - $32.03
Credit Card (WaMu)- $200
Credit Card (Home Depot)- $200.00
Credit Card (HSBC)- $50.00
Credit Card (Amex Gold)- $675.00
Credit Card (Citi)- $250.00
Cell Phone - $123.25 (My dear Husband was fighting with them on the phone last night and instead of paying $259.89 we got the credit from them and paid only $123.25- Yeaaahh)
Utilities (Electric/Water)- $357.05 (My DH lost control with AC)
Cable - $59.08
Business Phone/Internet- $159.00
Rent - $1,424
HOA - $750.00 (Condo fee for three months)
Business Expense/Employee - $150.00
Business Expense/Software - $295.00 (monthly payment)

Total spending: $4724.41

Today's good thing: Applied for a job for my mother-in-law!

11-04 Spendings...

Business Expenses - $5.82 (Lunch for my hubby he purchased)

Today's good thing: I VOTED!!

Election DONE!

Obama won. I'm happy!

I voted, and that makes me even more happy! :)

Go Vote!!!

Everyone get out and GO VOTE!!!

I want...

...to treat myself with a parfume soon.

I do have many of them, but tonight I had a chance to smell the Cashmere by Donna Karen, that I just loved & Burberry London (that I already had once and gave it away because my H said that he didn't like the smell, and now I am so pissed that I've given it away. I totally forgot about it but when I saw it at the fragrance department I remembered it. I will get me the same one again... SOON!)

11-3 Spendings...

Family- $350.00 (H gave his mom for her retirement account)
Business Expenses - $32.06 (H had to get a tank of gas)
Business Expenses - $140.40 (H had to get some gifts for his customers)
Business Expenses - $8.47
Toilettries - $25.48

Total: $556.41

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Today's good thing: Helped my mom with her house refinance! I didn't want her to stress by dealing with all these Homeowner Insurance agents and Loan Officers, so I took care of it for her! :)

11-2 Spendings

Today we've done some shopping for the entire week. We are doing our best to stick to our $150/week groceries budget.

This is the list of our spendings for today:

Gas- $33.40 ( $566.60 left for the whole month. This $33.40 is for the full tank- unbelievable after all these high gas prices. But this is husband's company spendings)

Toilettries- $6.75 ($83.08 left! Today I purchased shampoo, conditioner and body wash)

Groceries- $102.98 ($463.89 left. Grocieries for the entire week)

Entertainment- $2.99 ($$48.00 left for the entire November. We purchased a movie on HBO for our family. We had a fajita night at our house and I invited my husband's sister with her hubby and daughter, me and my hubby with our daughter, and my mom in law. )

Total spending for today: $147.12


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Did I mention that I want to do every day one nice thing for someone. So that means for 30 days in November, I will have to do 30 good things!


Today was a great day. I decided to get out of the house. First I made a breakfast for me, hubby and my mom in law. I made some fresh homemade bread for us, my two sister in laws. So after the breakfast, I took my baby, mom in law and my husband's niece with me to the park. Right after we left the house I dropped off one bread at my younger sister in law's house, and then went to the other sister in law house to drop off the bread I made for them, and to pick her daughter up. It was such a beautiful day and since I'm trying to relax I wanted to do something nice for everyone. Hubby stayed home to get some rest from all of us, I took the baby out to get some fresh air, picked up hubby's niece (so I could have her mom spend some time with her husband, am I not nice?? :) ). I enjoyed walking in the park, watching all the happy faces and just thinking of NOTHING but me and my baby! It was a great day! :)

Today's good thing:
- Baked bread for my sister-in-laws.

-I invited my husband's whole family (mom, sister with her family and my younger (single) sister-in-law for dinner (Mexican food- fajitas)!

November 1- Spendings

- Entertainment:$50.00 ($50.00 left for the Entertainment this month)
We had a lunch at our favorite restaurant. The weather was so beautiful and we couldn't resist!

- Groceries & Toilettries - $42.34 ($557.66 left for Groceries and Baby's needs until end of November)

So far so good!

Today's good thing:
- Surprised my husband's niece by joining her for her marathon race!Being there as a support meant a lot for her. :)

Wishing you all a wonderful weekend!


Love,
Mademoiselle!

November/December/January/February Expense & Budget Sheet

Here is our November Budget list. If we make it happen, then we can pay off everything within the next 6-7 months. Paying off all of our debt within few months is amazing. I just hope we stick to our plan and watch our spendings.


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Rent & 2nd Mtg - $1,724.00 (Including our rent and condo fee)

Minimum Credit - $850.00 (We'll be paying off some credit cards & collection so the amount will be $400) less

Cable -$60.00 (The company screwed me up on this deal but I will be canceling the contract in November)

Cell Phone - $260.00 (husband lost control - had so many business phone calls to make and the bill came up high... Usually is $120)

Auto Loan -$474.00 (This will be gone hopefully in a month or two when we sell this car)

Auto Insurance - $170.00 (Cannot go lower because of husbands 2 tickets)

Family - $300.00 (helping our families with a little amount that adds up, but at the end they are our family and we cannot sit and not help)

Baby & Groceries - $600.00 (Hopefully we can make this happen)

Utilities - $360.00 (Husband just lost control with AC, it's usually $200)

Our Thanksgiving trip - $200.00 (I already mentioned that my baby and I are going to visit my family for Thanksgiving)

Husband's Business expenses - $1,700.00 (this includes everything - PT employee, gifts, internet, phone, fax, and many other expenses)

Entertainment - $100.00 (Hopefully we can make it happen to spend less but we'll see at the end of the month)


Total - $6,798.00

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This is what it will look like in December & January

Rent & 2nd Mtg - $1,724.00 (This cannot be changed Until February)
Minimum Credit - $650.00 (Hopefully will go Down from $850)
NetFlix - $15.00 (No more cable)
Cell Phone - $120.00
Auto Loan -$474.00
Auto Insurance - $170.00
Family - $0.00 (we paid until end of the year so no payment for December)
Baby & Groceries - $600.00
Utilities - $200.00
Trips - $0.00
Husband's Business expenses - $1,630.00
Entertainment - $50.00

Total - $5,633.00

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$6,798.00- $5,703.00 = $1,095.00 Savings in December & January!!!

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February budget:

Rent & 2nd Mtg - $1,400.00 (Rent $1100 + $300 condo fee)
Minimum Credit - $200.00 (Only my student loan will be left)
NetFlix - $15.00 (No more cable)
Cell Phone - $120.00
Auto Loan -$474.00
Auto Insurance - $170.00
Family - $250.00 (we paid until end of the year so no payment for December)
Baby & Groceries - $600.00
Utilities - $150.00
Moving Expenses - $500.00
Husband's Business expenses - $1,633.00
Entertainment - $50.00

Total - $5,562.00